From Dreams From His Mother :
"Based on these observations, Dr. Soetoro concluded that underdevelopment in these communities resulted from a scarcity of capital, the allocation of which was a matter of politics, not culture. Antipoverty programs that ignored this reality had the potential, perversely, of exacerbating inequality because they would only reinforce the power of elites. As she wrote in her dissertation, “many government programs inadvertently foster stratification by channeling resources through village officials,” who then used the money to further strengthen their own status.
These same observations also led her to start working with institutions like the Ford Foundation and the United States Agency for International Development to devise alternate pathways for reaching and working with the poor. She helped to pioneer microcredit programs that made small amounts of capital available to weavers, blacksmiths and other low-income groups — people who would otherwise have had no access to credit."
(via Kalyan Mukherjea)